Publications
The Ostrich in Us: Selective Attention to Financial Accounts, Income, Spending, and Liquidity - Review of Economics and Statistics (ReStat), 2025.
(with Michaela Pagel, Columbia Business School)
Other versions: NBER, CEPR
Media Coverage: VoxEU
Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-Cost Loan Borrowers - Journal of Political Economy, 2024 132:9, 3173-3213.
(with Leandro Carvalho, USC, and Dan Silverman, Arizona State University)
[Slides]
Other versions: NBER
The Co-holding Puzzle: New Evidence from Transaction-Level Data - Review of Financial Studies, 2024.
(with John Gathergood, University of Nottingham)
Other versions: CEPR
Media Coverage: VoxEU
Retirement-Consumption Puzzles: New Evidence from Personal Finances - Journal of Public Economics, 2024.
(with Michaela Pagel, Columbia Business School)
Other versions: NBER
Media Coverage: VoxEU, MarketWatch
Mobile Apps and Financial Decision Making - Review of Finance, 2023, 27(3): 977-996.
(with Bruce Carlin, UCLA Anderson, and Michaela Pagel, Columbia Business School)
Other versions: NBER
Media Coverage: International Business Times
Generational Differences in Managing Personal Finances - AEA Papers and Proceedings, 2019, 109: 54-59.
(with Bruce Carlin, UCLA Anderson, and Michaela Pagel, Columbia Business Schoo)
How Does Daddy at Home Affect Marital Stability? - Economic Journal, 2020, 130(629), 1471-1500
(with Herdis Steingrimsdottir, Copenhagen Business School)
Media Coverage: El Mundo, OUPblog
The Liquid Hand-to-Mouth: Evidence From Personal Finance Management Software - Review of Financial Studies, 2018, 31(11): 4398-4446.
(with Michaela Pagel, Columbia Business School)
This project has been awarded a grant of $300,000 from The Danish Council for Independent Research (DFF).
Media Coverage: Ideas at Work, Yahoo! Finance, MSN Money, MoneyTalksNews, Nordic Business Forum, Clark Howard
Household Financial Distress and Initial Endowments: Evidence from the 2008 Financial Crisis - Health Economics, 2016, 25(0): 43-56.
Media Coverage: Financial Times, The Guardian, The Daily Mail, El Mundo, VoxEU, Le Monde
See video interview here.
Peer Effects and Academic Achievement: A Regression Discontinuity Approach, Economics of Education Review, 2013, 36(0): 108–121.
The Impact of Classroom Peers in a Streaming System, Economics of Education Review, 2015, 49(0): 110-128.
Working Papers
Bargaining over Risk: The Impact of Decision Power on Household Portfolios - Revise & Resubmit, Review of Finance
(with Tomas Thornquist, Stockholm School of Economics)
What Makes Depositors Tick? Bank Data Insights into Households' Liquid Asset Allocation
(with Fernando Cirelli, Columbia University)
Credit Smoothing
(with Sean Hundtofte, NY FED, and Michaela Pagel, Columbia Business School)
Other versions: NBER
Child Penalties in Personal Finances: Evidence from Bank Data (with David Westerheide, Lund University)
Borrowing in Response to Windfalls
(with Michaela Pagel, Columbia Business School)