Publications
Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-Cost Loan Borrowers - Journal of Political Economy, forthcoming.
(with Leandro Carvalho, USC, and Dan Silverman, Arizona State University)
[Slides]
Other versions: NBER
Mobile Apps and Financial Decision Making - Review of Finance, 2023, 27(3): 977-996.
(with Bruce Carlin, UCLA Anderson, and Michaela Pagel, Columbia Business School)
Other versions: NBER
Media Coverage: International Business Times
Generational Differences in Managing Personal Finances - AEA Papers and Proceedings, 2019, 109: 54-59.
(with Bruce Carlin, UCLA Anderson, and Michaela Pagel, Columbia Business Schoo)
How Does Daddy at Home Affect Marital Stability? - Economic Journal, 2020, 130(629), 1471-1500
(with Herdis Steingrimsdottir, Copenhagen Business School)
Media Coverage: El Mundo, OUPblog
The Liquid Hand-to-Mouth: Evidence From Personal Finance Management Software - Review of Financial Studies, 2018, 31(11): 4398-4446.
(with Michaela Pagel, Columbia Business School)
This project has been awarded a grant of $300,000 from The Danish Council for Independent Research (DFF).
Media Coverage: Ideas at Work, Yahoo! Finance, MSN Money, MoneyTalksNews, Nordic Business Forum, Clark Howard
Household Financial Distress and Initial Endowments: Evidence from the 2008 Financial Crisis - Health Economics, 2016, 25(0): 43-56.
Media Coverage: Financial Times, The Guardian, The Daily Mail, El Mundo, VoxEU, Le Monde
See video interview here.
Peer Effects and Academic Achievement: A Regression Discontinuity Approach, Economics of Education Review, 2013, 36(0): 108–121.
The Impact of Classroom Peers in a Streaming System, Economics of Education Review, 2015, 49(0): 110-128.
Working Papers
The Co-holding Puzzle: New Evidence from Transaction-Level Data - Revise & Resubmit, Review of Financial Studies
(with John Gathergood, University of Nottingham)
Other versions: CEPR
Media Coverage: VoxEU
Bargaining over Risk: The Impact of Decision Power on Household Portfolios - Revise & Resubmit, Review of Finance
(with Tomas Thornquist, Stockholm School of Economics)
The Ostrich in Us: Selective Attention to Financial Accounts, Income, Spending, and Liquidity - Revise & Resubmit, Review of Economics and Statistics (ReStat)
(with Michaela Pagel, Columbia Business School)
Other versions: NBER, CEPR
Media Coverage: VoxEU
Retirement-Consumption Puzzles: New Evidence from Personal Finances - Revise & Resubmit, Journal of Public Economics
(with Michaela Pagel, Columbia Business School)
Other versions: NBER
Media Coverage: VoxEU, MarketWatch
Credit Smoothing
(with Sean Hundtofte, NY FED, and Michaela Pagel, Columbia Business School)
Other versions: NBER
Borrowing in Response to Windfalls
(with Michaela Pagel, Columbia Business School)
